Products & Services
We provide assistance in the following areas:
- Disability Income Insurance
- Life Insurance
- Long-Term-Care Insurance
- Auto and Homeowners
- Small Business Packages
- Churches, Fraternal Organizations, and not-for-profits
A financial plan is a document that examines all aspects of your financial life and your goals and expectations for the future. It is designed to give you direction and basic instruction on where you are now, where you want to go, and how to get there from here. At the completion you may take your plan anywhere you wish to have the plan implemented. Another option, you may consider having us implement the plan for you.
Continuous Plan Updating
A financial plan is a living document. Your goals, and your priority for those goals will change over time. Continuous Updating assures that we will communicate each quarter to keep your plan running smoothly and that you will know how you stand each quarter. The last thing either of us wants is for you to call and say “I am retiring next week. Will I be OK?”
Investment Management Services
It has been said that if you want more money, don’t lose money. That is impossible if you are in the market. You will lose at some point. History has proven that if you lose less money than the general population, you don’t have to take high risks to have more money. Thus, our philosophy of preserving assets in down markets and participating in up markets was born.
When researching investments one must consider individual companies, foreign and domestic sectors and trends, bond markets, geo-political relations, investor sentiments, economic developments, and many other factors. I am smart enough to understand that I don’t have the time do all of this competitively against teams of twenty of more specialists and still effectively render the service and understanding each of my clients requires.
To solve this dilemma I have decided to hire the best managers available to provide the investment services to my clients. My association with Foresters Equity Services provides me with access to some of the most effective investment mangers in the industry.