At some point, we will all be retired. Whether by choice or otherwise, when that time comes will you be prepared, or will you run out of money too soon? Many people “hope” they will have enough, but never put their numbers on paper to find out if they actually will have enough. This question causes anxiety and discomfort. Rather than have an uncomfortable experience, people put it off and ignore the question until it is too late to change the outcome.
Our purpose is to encourage and help you reach your retirement and other financial goals. No one can guarantee that will reach any specific goal, but if you work to a plan, the outcome is much more likely to happen. Consider taking a vacation and packing your car and leaving without having the slightest idea of where you are going and what route you will take. If this makes no sense to you, might you be one of the people who spends more time planning your next vacation than planning your potential of thirty years in retirement?
This site is about you. It presents you with a large amount of good information. We can help you put this information into your context, so it is relevant to you. It is very difficult to do this on your own.
Feel free to look around. Visit all the areas of the site. If you have questions, feel free to ask. We are here to help.
Have a great day.
Phone: (440) 205-1277
Mobile and fax: (440) 972-0432
You May Need to Make Estimated Tax Payments If…
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
You Would Rather Be...
Are you a thrill seeker, or content to relax in the backyard? Use this flowchart to find out more about your risk tolerance.
Jane Bond: Scaling the Ladder
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.
Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.
Simple steps may help you foil hackers and protect your privacy.
Ever wonder what the real value of a financial advisor is? It’s not just added portfolio returns.
The Supreme Court’s declaring DOMA unconstitutional may require some same-sex couples to reconsider their financial strategy.
Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.
Help determine the required minimum distribution from an IRA or other qualified retirement plan.
Use this calculator to estimate your capital gains tax.
This calculator shows how inflation over the years has impacted purchasing power.
Estimate how much you have the potential to earn during your working years.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Use this calculator to compare the future value of investments with different tax consequences.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The importance of life insurance, how it works, and how much coverage you need.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Learn more about taxes, tax-favored investing, and tax strategies.
How federal estate taxes work, plus estate management documents and tactics.
There are three things to consider before dipping into retirement savings to pay for college.
It's easy to let investments accumulate like old receipts in a junk drawer.
All about how missing the best market days (or the worst!) might affect your portfolio.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Coaches have helped you your whole life, in ways big and small. We’d like to be one of them.
Pundits say a lot of things about the markets. Let's see if you can keep up.